Consumer Law
| Federal Telemarketing Sales Rule - Entity-Specific Do Not Call Lists |
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| The Federal Telemarketing Sales Rule requires sellers and telemarketers to maintain a list of consumers who have asked not to receive calls placed by or on behalf of a particular seller. These lists are called "entity-specific Do Not Call Lists." More... |
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| The Textile and Wool Labeling Acts - Covered Wool Products |
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| Generally, products that contain any amount of wool (including clothing, blankets, fabrics, yarns, and other items) are covered by the Wool Products Labeling Act (Wool Act) and its accompanying rules. A "wool product" is any product or portion of a product that contains or is represented to contain wool, including recycled wool.
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| The Telephone Consumer Protection Act - Autodialers and Artificial and Prerecorded Messages |
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| The Telephone Consumer Protection Act of 1991 imposes certain restrictions upon the use of "autodialers." An autodialer is an automated telephone dialing system that produces, stores, and dials telephone numbers using a random or sequential number generator. Typically, autodialers deliver prerecorded messages or artificial computerized messages.
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| Churning |
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| The term "churning" refers to an unethical, illegal practice employed by some brokers. Churning occurs when a broker engages in a high volume of trading on behalf of a client for the purpose of increasing his or her commissions, as opposed to serving the client's needs. More... |
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| Credit Practices Rule - Notice to Cosigners |
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| When a creditor requires a cosigner for a loan applicant who does not meet the creditor's standards of creditworthiness, the Credit Practices Rule requires the creditor to notify the cosigner of his or her potential liability for the loan. The notice is not required when a person signs a security agreement and is not personally liable for the loan. More... |
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